9 Most Costly Home Repairs (That Can Be Avoided with Preventative Home Maintenance)

Maintaining a home in New England requires a proactive approach, particularly in a region known for harsh winters, coastal storms, and fluctuating temperatures. Custom homes and estates, with their expansive architecture, distinctive finishes, and intricate systems, demand meticulous care to preserve their value and functionality. Unfortunately, with all of this comes a greater potential for problems.

Here’s the good news: many costly home repairs can be avoided with a strategic, preventative maintenance plan tailored to the unique needs of these residences.


9 Most Costly Home Repairs

At My Estate Concierge, we frequently encounter this: small, often overlooked issues—like structural damage and water leaks— quickly turn into major emergencies. A tailored maintenance plans can help identify potential issues before they escalate into expensive projects. Here are some of the most common ones we see in the New England area.

1 | Foundation cracks and Structural Damage

New England’s freeze-thaw cycles can wreak havoc on foundations. Small cracks can expand over time, leading to severe structural issues that can be very expensive, and inconvenient to repair. Regular foundation inspections, proper drainage, and seasonal maintenance can prevent costly deterioration and preserve your home’s integrity.

2 | roof leaks and Damage

Heavy snow, ice dams, and Nor’easters can puts stress on roofing materials. A neglected roof can lead to leaks, mold growth, and even structural damage. Routine inspections, seasonal maintenance (such as cleaning leaves and debris from gutters), and ensuring proper attic ventilation can extend the lifespan of your roof and help prevent costly replacements.

3 | HVAC System failures

New England’s climate demands a reliable heating and cooling system. Without regular servicing, HVAC units can become inefficient, leading to higher energy costs and unexpected breakdowns.

A poorly maintained HVAC system can suffer from clogged filters, refrigerant leaks, broken thermostats, and failing compressors. For example, if an air conditioner’s evaporator coil becomes clogged due to dust and debris, it can cause the entire system to freeze up, leading to costly repairs and cooling disruptions during summer heatwaves. Similarly, a neglected furnace can develop a cracked heat exchanger, which not only results in inefficient heating but also poses a serious carbon monoxide hazard.

Regular HVAC maintenance—such as cleaning ducts, replacing filters, inspecting electrical connections, and servicing heating elements—can extend the lifespan of the system, improve energy efficiency, and prevent sudden breakdowns. Scheduling seasonal HVAC inspections ensures that minor issues are caught early, preventing costly emergency repairs and maintaining year-round comfort.

4 | water damage from poor drainage

Unchecked drainage issues can cause water to seep into basements, damage walls, and lead to mold growth. Coastal homes, in particular, are susceptible to moisture-related problems. Proper grading, sump pump maintenance, and gutter cleaning can prevent expensive water damage repairs.

5 | mold and mildew infestation

The humid coastal climate of New England creates an ideal environment for mold growth. Left unchecked, mold can spread, damaging walls, flooring, insulation, and even structural components. Not only can mold cause physical damage to your home, but it can also pose significant health risks.

Mold often starts in hidden areas—behind walls, under flooring, and in attics or basements—making it difficult to detect until it has become a costly problem. The key to mold prevention is moisture control. Regular inspections, dehumidifiers, and proper ventilation in bathrooms, basements, and kitchens can help reduce humidity levels and prevent mold growth. Additionally, monitoring for leaks, ensuring proper drainage around your home, and maintaining HVAC systems can keep your indoor environment dry and mold-free.

Coastal homes are especially prone to mold due to the high levels of moisture in the air. Salty ocean air combined with fluctuating temperatures can create condensation in unexpected places, accelerating mold growth. Homes with improperly vented crawl spaces or attics are particularly vulnerable, as trapped moisture can quickly lead to infestations. Professional mold inspections, along with proactive maintenance, can ensure that any potential mold issues are addressed before they escalate into expensive remediation projects.

When mold is caught early, remediation costs are minimal. However, extensive mold infestations can require structural repairs and professional remediation services, making preventative measures a critical part of home maintenance.

6 | plumbing failures and pipe bursts

Frozen pipes are a common issue in New England winters, and a burst pipe can cause extensive water damage. Preventative measures like insulating pipes, checking for leaks, and maintaining proper indoor temperatures can help avoid plumbing disasters. For homes that are left unattended for months at a time, home watch services and walk-throughs, and monitoring of smart technology, can help mitigate issues and prevent disasters.

7 | wood rot and pest damage

Historic and coastal homes often feature wooden exteriors and structural elements that are prone to rot and insect damage. Termites and carpenter ants thrive in damp environments, and once they infest a home, repairs can be expensive. Routine inspections, exterior sealing, and prompt repairs can prevent long-term damage.

When rot goes unattended, it can compromise the structural integrity of a home, weakening beams, supports, and even flooring. Over time, rotting wood becomes a breeding ground for mold and pests, further accelerating deterioration. Left unchecked, extensive wood rot can lead to entire sections of a home needing reconstruction, which can be a significant financial burden. Proactive maintenance ensures that minor wood damage is repaired before it escalates into a full-scale restoration project.

8 | seawall and dock deterioration

For waterfront properties, seawalls and docks play a crucial role in protecting against coastal erosion and storm surges. If these structures are not properly maintained, they can become unstable or even collapse, leading to significant repair costs. Regular inspections and reinforcement work can prevent major failures.

9 | hardwood floor warping and damage

Luxury homes often feature high-end hardwood flooring, which can be susceptible to moisture damage, warping, and fading over time. Proper humidity control, regular cleaning, and refinishing when necessary can protect your investment and keep floors looking pristine for years.


A Preventative Home Maintenance Approach Saves Time and Money

Preventative home maintenance isn’t just about preserving aesthetics—it’s about protecting your investment and avoiding costly distasters. At My Estate Concierge, we work with homeowners to develop customized home maintenance plans that identify and prevent potential issues. Our team of experts ensures that every aspect of your home is properly maintained, giving you peace of mind and more time to enjoy your property. Read a little more about how MEC membership works and reach out at any time if you’d like to discuss!


MEC tackles preventative home maintenance for members with regularly scheduled maintenance days. Watch this video to go behind the scenes with us at a beautiful home we support in Hingham, Massachusetts.

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Dario Kantardzic – Employee of the Month, March 2025